Looking for Housing?

Read about the Steps to Find Affordable Housing

Find Contact Information for Organizations that Provide Affordable Housing

Steps to find affordable housing
Steps to find affordable housing. Read the full text with links below!

Steps to Find Affordable Housing

by Kiki Poe, Membership & Operations Director, EBHO

It can be difficult to find an affordable home, but knowing your options will increase your chances. Contact the organizations in this guidebook or call 2-1-1 for help.

Step 1. Learn about different kinds of affordable housing

Non-Profit Housing

Non-profit affordable housing developments offer well-designed and professionally-managed homes with restricted rents and varying eligibility requirements. Call the organizations listed in this guide and visit their websites. 

Section 8

The Housing Choice Voucher Program (Section 8) closes the gap between rent and your income. Contact your local public housing authority for guidance.

Affordable Homeownership and Other Options

Contact the organizations listed below about homebuyer assistance and education programs. Consider Community Land Trusts and co-housing as options. Struggling with mortgage payments? See the financial and foreclosure counseling resources in this brochure.

Tenants’ Rights and other Housing Assistance

If you need help with a security deposit, rent, emergency housing or shelter, or tenant/landlord issues, contact the “housing, shelter and emergency resources” organizations listed here.

Step 2. Get your finances and credit ready

Credit Check

Obtain your credit report early, and be prepared to tell prospective landlords about any problems and the steps you’ve taken to address them. They may accept a low credit rating with good references, proof of employment, a higher security deposit, or a co-signer. For help, contact a credit-counseling agency.

Income and Budgeting

Your housing should cost no more than one-third of your income. Some agencies can help you create a financial and savings plan so you can afford transportation, childcare, health care and other expenses along with rent or mortgage payments.

Step 3. Check to see if your income qualifies

Find out if you qualify for affordable housing by inquiring with a specific property or non-profit developer. If you have a Section 8 voucher, ask if the property will accept it, or contact your housing authority for a list of landlords who will.

Steps to find affordable housing. This page is from our Affordable Housing Guidebook. You can read the full text below.

Step 4. Identify your housing needs and preferences

Think about location and amenities, but also be flexible and consider several cities and types of housing to increase your chances. Non-profit housing often targets certain populations: seniors, special needs, family or transitional/supportive. You may have trouble qualifying if you’re undocumented or if you have a certain type of criminal record. Most EBHO members strive to serve undocumented and formerly incarcerated people when possible.

Step 5. Contact non-profit housing organizations and apply

  • Check the websites of non-profit developers often or call to get current information and applications. Follow directions to ensure success.
  • Search through 2-1-1, www.achousingchoices.org to find openings.
  • For properties with openings, visit the website or call to request an application or to be added to the waitlist. Complete and submit applications by the deadline.
  • For properties under construction, ask to be added to the interest/marketing list.
  • Once you’ve submitted your applications or joined a waitlist, let each property know if you move or change your phone number. Ask about the best way to keep in contact.

Apply to as many affordable housing properties as you can. Be persistent and informed, and advocate for more affordable housing in your community!

Alameda County Portal

Alameda County now has a portal where you can view current waitlist openings for all new affordable homes that were built using Measure A1 funding. This is a great place to start, but remember, click through all housing providers below and see if they have housing that aligns with your needs and apply to those units as well.

Organizations that Provide Affordable Housing

Non-profit organizations that develop, own and manage affordable housing in the East Bay

Abode Services | (510) 657-7409 | www.abodeservices.org

Bay Area Community Land Trust| (510) 545-3258 | www.bayareaclt.org

BRIDGE Housing | (415) 989-1111 | www.bridgehousing.com

Christian Church Homes | (510) 632-6712 | www.cchnc.org

Community Housing Development Corporation | (510) 412-9290 | www.communityhdc.org

Covia | (925) 956-7400 | www.covia.org

EAH Housing | (415) 258-1800 | www.eahhousing.org

East Bay Asian Local Development Corporation (EBALDC) | (510) 287-5353 | www.ebaldc.org

Eden Housing | (510) 582-1460 | www.edenhousing.org

Habitat for Humanity East Bay/Silicon Valley | (510) 251-6304 | www.habitatebsv.org

Housing Consortium of the East Bay | (510) 832-1382 | www.hceb.org

Human Good Organizations | (925) 924-7100 | www.humangood.org

Mercy Housing California | (415) 355-7100 | www.mercyhousing.org

MidPen Housing | (650) 356-2900 | www.midpen-housing.org

Richmond Neighborhood Housing Services | (510) 237-6459 | RichmondNHS.org

Northern California Land Trust | (510) 548-7878 |www.nclt.org

Oakland Community Land Trust | (510) 463-2887 | www.oakclt.org

Resources for Community Development | (510) 841-4410 | www.RCDhousing.org

Satellite Affordable Housing Associates | (510) 647-0700| www.sahahomes.org

 The Unity Council  | (510) 535-6900 | www.unitycouncil.org


Management of affordable housing and administration of Section 8 programs

Alameda County| (510) 538-8876 | www.haca.net

City of Alameda | (510) 747-4300 | www.alamedahsg.org

Berkeley | (510) 981-5470 | https://www.cityofberkeley.info/BHA/

Contra Costa County | (925) 957-8000 | www.contracostahousing.org

Livermore | (925) 447-3600 | www.livermoreHA.org

Oakland | (510) 874-1500 | www.oakha.org

Pittsburg | (925) 252-4830

Richmond | (510) 621-1300 | www.ci.richmond.ca.us/rha